Insurance companies, like other businesses, have an incentive to minimize their expenses ““ including benefits paid to policyholders. Unfortunately, insurance providers sometimes deny benefits to deserving individuals in an attempt to cut costs and increase profits. When this happens to someone in New York, a New York City-based motorcycle accident lawyer may be able to help. Insurance companies enter into contracts with their customers, and by denying benefits to eligible policyholders they violate these contracts. This practice is known as acting “in bad faith.”

The state of New York requires motorcyclists to retain a certain level of liability insurance in addition to the basic insurance requirements for other motorists. This additional insurance is intended to cover the results of motorcycle accidents. New York also requires motorists to possess so-called “no-fault” insurance coverage, which covers damages from incidents that are not the fault of one motorist or the other. By retaining this extra insurance coverage, motorcycle riders in New York City can be prepared for the eventuality of a motorcycle accident. Please consult a lawyer for more specific information about the state’s insurance requirements.

According to statistics released by the National Highway Traffic Safety Administration (NHTSA), motorcyclists are up to 27 times more likely to be in accidents than other motorists. Additionally, motorcyclists are more likely to be injured in accidents, incurring medical costs and possibly permanent disability. These facts make motorcycle insurance crucial to every rider.

But sometimes, simply retaining insurance is insufficient. Help is available for New Yorkers who pay their insurance bills reliably and are then denied medical benefits after serious accidents. A New York City motorcycle accident attorney has the skill and experience to force insurance companies to pay what they owe to their clients. Another way to protect yourself is to know what to do in case of a motorcycle accident.

Dealing with insurance companies can be confusing and intimidating. Contact a New York City motorcycle accident attorney today if you need someone on your side in a dispute with an insurance company.